Regardless of which of the 3 Biz VEHICLES you might choose for the Wealth Rx [each has its strengths and weaknesses] - or any 'other' avenue you might pursue => we want to share with you two (2) POWERFUL TRUTHS...
TRUTH # I
Y-O-U - must always, always be the one IN CONTROL. It must be YOUR Home Business. A true "business" is bigger than any one company or any product. A real business cannot just 'disappear' overnight. In a real business, you have the control, and 100% of a core asset.
MLM - For example, in MLM, you have zero control and zero ownership. You have a tentative contract with a Network Marketing company that can be ripped up at the drop-of-a-hat. You may think your downline is your asset, but it’s not - it is owned by the company, not you. You are essentially a 100% commission based sales rep. Not that this is bad - just that this is the reality.
What would happen if your company 'hit the wall' - or took away your distributorship - or closed its doors tomorrow, for one reason or another [it happens all the time!]?
You could be dead in the water - right? If you were earning a living on that one company, you’d be in a huge hole, and that’s because a company or opportunity is not a "real business" – it’s just a 'part' of one. Here are the REALITIES:
YOU, Inc - To really safeguard yourself (YOU), you need to BRAND "yourself" if at all possible => JOHN DOE, Inc. => DOE ENTERPRIZES, etc. Then, YOU are your business. Your name, your face, your personality, your words, your actions, and your energy - they are your business.
YOU… Serving others in some way, solving people’s problems, the relationships that you build, and the value you provide to the world, become an actual real life commodity that can be traded for money.
In this way, you and YOUR business[es] are immune to outside circumstances and influences. You're not so vulnerable. No matter what happens in the marketplace, your business[es] will remain intact and able to produce profits - as long as you choose to.
ATTRACTION MARKETING - Here's an excellent Guide to SELF BRANDING - a 165-page eBook from an expert in Internet Marketing [via LOA / Law Of Attraction] => 
DIVERSIFICATION - Next, you'll want to "spread your risks" to provide a cushion. MULTIPLE INCOME STREAMS - each with leverage - each, that YOU own. THIS will be your KEY to prosperity and happiness in business.
SYSTEM - You'll need an Automated SYSTEM to maximize your ability to bring in good Customers & Biz Associates - 24/7. It will also be more "duplicatable" than people are. But you'll want to practice more High TOUCH than High TECH with any System.
The WEALTH Formula - Always, always check to see that the business "passes" the Wealth Rx Test (see at the bottom of the MLM Biz page.
TRUTH # II
Y-O-U - are by far the #1 reason for success or for failure in your own future ===> Y-O-U.
It is WITHIN - We need to always, always remember that success comes from "inside" of us -- not from the "outside". As important as good tools / systems / vehicles / coaching / support are (and they are) -- the REAL answer lies WITHIN each of us.

5 Major Keys to SUCCESS - providing we're coachable:
(1)- Having a Big DREAM to persue (a purpose) -- (2)- Having a deep and Burning DESIRE to fulfill it -- (3)- Having a level of BELIEF that is unshakable (in our Industry / Company / Product / Upline, etc - and that we really "deserve" success -- (4)- Having a daily routine that forces us to take consistant ACTION (our "efforts" are predictable - our "results" are not) -- and (5)- Having a mindset of self-discipline which makes us PERSEVERE (to never - never - never - never QUIT).
Support - Should you decide on either Biz Vehicles #1 (an MLM Biz) or #3 (an Investment Biz) you'll be part of a TEAM of associates [with #2, a Website Biz, you work pretty much by yourself - but with our guidance]. With either #1 or #3, you will have SUPPORT and COACHING at Team Academy [should you wish to partner with us in one of these areas] - that's a given. We serve our partners with deep respect and a caring heart.
BUT - to achieve the highest results, it's still up to YOU. Here's why...
a Y-O-U 'environment'
At Team Academy, we want our partners to understand the 'real significance' of the Y-O-U Factor -- because as they learn this little known secret, they will then 'teach' it to others. Here it is (2 aspects):
(1)-- YOU (with the Team's help) are responsible for your your own success (and it starts with SELF GROWTH, as you'll see below);
2)-- YOU (with the Team's help) are the reason people will join you. They do not join Companies / Products / Comp Plans -- they join YOU (and the "values" and "vision" YOU bring to the table).
Yes, it's called => the YOU Factor -- and the TEAM is a critical part of both elements.
Your WHY
It starts here. You will absolutely need a very powerful REASON for building your Home Biz -- because IT will help 'pull you through' any obstacles and challenges you may face ahead in achieving Success - in business - in life. It must be a GIGANTIC "Why" - one that will take your breath away - one that will DRIVE you on - one that creates a crystal clear "mental picture" of what you WANT in this life - who you wish to BEcome.

Miracle Of PERSONAL DEVELOPMENT [Jim Rohn] - "One day Mr. Shoaff said - "Jim, if you want to be wealthy and happy, learn this lesson well: "Learn to work harder on YOU than you do on your JOB." -- If someone hands you a million dollars, you'd better hurry up and become a millionaire! A very rich man once said, "If you took all the money in the world and divided it equally among everybody, it would soon be back in the same pockets it was before. It is hard to keep that which has not been obtained through personal development. So here's the great axiom of life -- TO HAVE MORE THAN YOU'VE GOT -- BECOME MORE THAN YOU ARE. This is where you must focus most of your attention. Otherwise, you just might have to contend with the axiom of not 'changing', which is -- UNLESS YOU 'CHANGE' HOW YOU ARE - YOU'LL ALWAYS 'HAVE' WHAT YOU'VE GOT. -- To Your Success!"
Another true leader in generating wealth furthers what Jim Rohn tells us: -- "Money always flows to the Leader. If you want more money, simply become more of a Leader." -- [Robert Kiyosaki]
--- No matter how great a Company is...
--- No matter how great a PayPlan is...
--- No matter how great the Products are --- or the Marketing is --- or the Support / Training is --- NONE of it matters at all --- unless Y-O-U are effectively working on Y-O-U => and on a daily basis.
This is why insightful Personal Development Trainers like Jim Rohn say -- "our INCOME Development will seldom exceed our PERSONAL Development."
NEVER forget what 'determines' your Success -- Y-O-U!
= Y-O-U-R personal White-Hot-Burning-Desire
= Y-O-U-R personal Pro-Activity
= Y-O-U-R personal Self-Sufficiency
= Y-O-U-R personal Self-Discipline
= Y-O-U-R personal PROSPERITY CONSCIOUSNESS thinking
ATTITUDE - Heed the advice of long term Multi Million Dollar Earner, Larry Weidel -- "The Biggest mistake that people make is the Error of only copying 'techniques'. You MUST also copy the Thinking and Attitude of the top people. For YOU to have a Radical Change in Lifestyle and Income and Wealth --YOU "must" undergo a radical change in your THINKING -- your MINDSET. Everyone wants to become a BIG $EARNER -- without becoming an above average HUMAN BEING. You earn not what you WANT -- you earn what you DESERVE".
Universal Laws of SUCCESS =>
Law of ATTRACTION - We are 'living magnets'. We will attract people, events and circumstances that will 'harmonize with our dominant thoughts'. It's what we THINK about [and THANK about] - that we BRING about.
We BECOME and ATTRACT what we THINK about and DO => 
The Secret - See the beautiful Book + Movie =>
(Vol on) =>
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Moral of The Story? - "THINGS do not change -- it is WE who must change". - [Henry David Thoreau]
Every single day, WE need to do at least 1/2 hour of Personal Development! Read - Listen to an Audio Tape - Review a Website - Take a Course - Attend a Seminar - whatever - the kind that shocks us out of our 'false comfort zone' - and challenges our mental boundaries.

Profound $$$(MONEY) Principles
To accumulate your NEST EGG - the following 4 principles should be commited to memory:
(1)- Money does NOT solve personal problems -- it Magnifies them! You must be willing to work on YOURSELF.
This is why Daily Personal Development is NOT an 'option' for the true accumulation of FINANCIAL + TIME FREEDOM.
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(2)- Money - given in the form of WELFARE - loses its 'value'.
We all know that there is NO FREE LUNCH -- there is no "something for nothing" -- and NObody or "system" is going to build our business for us.
Johann Wolfgang Von Goethe put it this way --"No one should be rich except those who understand it".
Note: An IRS study showed that almost 80% of ALL lottery winners are BROKE within 5 years! -- They do not have the consciousness necessary to KEEP money in their lives.
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(3)- There are no MONEY problems -- only ATTITUDE problems.
Anyone lacking money usually has a FEAR of money. You must FACE your fears.
--- "The Greatest Discovery of my generation is that human beings CAN alter their lives by altering their attitudes of MIND." - [William James]
--- "There is no failure, except in no longer 'trying'. There is no defeat, except from 'within' -- no insurmountable barrier, except our own inherent weakness of purpose." [Elbert Hubbard]
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(4)- The 80-20 Rule Will Make or Break You.
The 'Pareto Principle' states that 80% of our RESULTS are achieved by 20% of our ACTIONS.
That means 80% of our activity is Wasted!
Unsuccessful people get stuck in the 80% -- and then delay doing the most Crucial 20% - by procrastinating!
Successful People Do the OPPOSITE of this --they 'figure out' the 20% of their actions that make them successful -- they MASTER those --and then they 'delegate' the other 80%.
---"Unsuccessful people Major in the Minor things." [Tony Robbins]
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NAYSAYERS!
-- "Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action -- and to follow it to an end -- will always require great COURAGE." [Emerson]

The KEY is => YOU - Again, it comes down to Y-O-U -- in self-growth -- in caring for and wanting to 'help' others -- and in putting in the hard work, time, discipline, determination, courage and patience it takes - to build a successful future. And it will be these very qualities that will 'attract others' to Y-O-U.
Summary- The message here is crystal clear. Y-O-U must be in "control" of your OWN business[es] -- and Y-O-U are the single most important factor for real SUCCESS in your business and your life. Yet, right beside you can be the T-E-A-M. If YOU are on-purpose with your deepest dreams -- this will give rise to YOU being Self-Functional --Self-Disciplined -- and Self-Motivated -- and thus, YOU achieving your highest level of success and happiness. It's TIME.
The Value of Our TIME - Every single second counts => 